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Do I need a guarantor or co-signer?
Usually, only close friends or relatives will agree to act as a guarantor for you. A landlord might ask you for a guarantor or co-signer if they think you may not have enough money to pay the rent, or that you may move out before the lease is over.
Unsecured guarantor loan Wikipedia.
However, guarantor loans are by no means a panacea for this situation they themselves have high interest rates significantly above standard personal loans albeit over shorter time periods and pose a risk to the guarantor who may not be aware of the full extent of the commitment they are undertaking.
Guarantors Agree to Fulfill Terms of Lease for Renter.
Your guarantor won't' actually occupy the apartment with you, but they agree to cover the rent in the event that you cannot. This means that if you don't' pay your rent on time, the landlord can go after your guarantor for the money.
References and guarantors for Canadian travel document applications
For example, if your aunt, uncle or cousin lives with you, they cant be a reference. You need a guarantor for your travel document application. Your guarantor can be a family member or anyone living at your address, as long as they meet the guarantor requirements.:
Guarantor Definition.
Guarantors pledge their own assets as collateral against the loans. On rare occasions, individuals act as their own guarantors, by pledging their own assets against the loan. The term guarantor" is often interchanged with the term surety." A guarantor guarantees to pay a borrower's' debt in the event that the borrower defaults on a loan obligation. The guarantor guarantees a loan by pledging his or her assets as collateral. A guarantor alternatively describes someone who verifies the identity of an individual attempting to land a job or secure a passport. Unlike a co-signer, a guarantor has no claim to the asset purchased by the borrower.

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